Terms of Service & Legal Disclaimers

1.1 Business Classification

GetMoneyFinder operates exclusively as:

• An affiliate marketing platform
• A comparison shopping service
• An informational resource
• A third-party referral service

1.2 Revenue Model Disclosure

We generate revenue through:

• Affiliate commissions from lenders
• Advertising fees from partners
• Lead generation compensation
• Referral fees from financial institutions

2.1 Explicit Non-Affiliations

We explicitly state no affiliation with:

• Any government agency or regulatory body
• The Federal Reserve System
• The FDIC or any deposit insurance provider
• Any banking institution or credit union
• Any loan originator or underwriter
• Any credit reporting agency

2.2 Independence Statement

All opinions, reviews, and comparisons are:

• Generated independently of our affiliate relationships
• Not influenced by compensation received
• Subject to change without notice
• Not financial or professional advice

3.1 Service Boundaries

Our services are strictly limited to:

• Providing general loan information
• Connecting users with potential lenders
• Displaying advertised loan terms
• Offering educational resources

3.2 Non-Services

We explicitly DO NOT:

• Provide loans or credit
• Make lending decisions
• Guarantee loan approval
• Guarantee rates or terms
• Provide financial advice
• Process loan applications

4.1 Information Sharing

By using our service, you acknowledge that:

• Your information will be shared with lending partners
• Multiple lenders may contact you
• We use tracking technologies and cookies
• Your data may be used for marketing purposes

4.2 Third-Party Practices

We are not responsible for:

• Partner privacy practices
• Partner marketing communications
• Partner data retention policies
• Partner security measures

5.1 Information Accuracy

Users acknowledge that:

• Rates and terms shown are estimates only
• Actual offers may vary significantly
• Information may be outdated or inaccurate
• Calculations are for illustration only

5.2 Verification Requirement

Users must:

• Verify all information with lenders directly
• Read all loan documents carefully
• Understand actual loan terms before accepting
• Seek professional advice when needed

GetMoneyFinder and its affiliates are not liable for:

• Any lender decisions or actions
• Accuracy of loan terms or rates
• Financial losses or damages
• Identity theft or fraud
• Data breaches or security incidents
• Service interruptions or errors
• Third-party actions or content
• User financial decisions

Users are responsible for:

• Verifying all information independently
• Understanding loan terms and conditions
• Protecting personal information
• Making informed financial decisions
• Complying with lender requirements
• Maintaining accurate application information

GetMoneyFinder reserves the right to:

• Modify these terms at any time
• Change service features without notice
• Update pricing and fees
• Discontinue services
• Limit service availability

These terms are governed by:

• Applicable federal laws
• State-specific lending regulations
• Digital commerce laws
• Privacy protection statutes